If I have credit card debt, can I still buy a house?
Yes, you can still buy a house even if you have credit card debt, but there are several important factors to consider: 1. Debt-to-Income Ratio (DTI) Lenders generally require a DTI below 49% (total monthly debt payments divided by monthly income). If you have too much credit card debt, a high DTI ma
How important is FICO score to buying home journey
When embarking on the journey to buy a home, one of the most critical factors that will influence your experience is your FICO score. This three-digit number can significantly impact your ability to secure a mortgage, the terms of your loan, and ultimately, your financial future. For potential homeb
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